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We offer credit and financial consulting and work to raise your credit score improve your overall credit profile, so you can recover and save thousands to hundreds of thousands on your mortgage, credit cards and more.
Sometimes, though, life can get a little out of hand and you may fall behind in bills, run up a lot of debt or make other mistakes that can ruin your credit score. A bad credit report will raise your interest rates and make it even more difficult to catch up. That is where we come in.
First, we work with you on devising an action plan for things you can do to maximize your improve your credit score credit profile, simple adjustments to the way accounts are being reported can have a massive impact on your overall credit grade, and profile. We educate you every step of the way so you know how you can continue to manage your credit long after your time with us.
Next, we raise your credit score work together to review your credit line by line to identify and items that are potentially reporting incorrectly, items that are outdated, unverifiable, misleading, or questionable. We assist in the correspondence needed to interact with the major credit bureaus and your creditors to remove or correct these questionable negative items from your credit report. On average, we are able to remove 70 percent of negative items from your credit report thereby increasing your score.
During this entire process, you are able to login to your file 24/7 to view recent activity, messages from our staff, and to see what negative items have been removed from your report. The most important part is that everything we do to raise your score is 100% legal and governed under the Credit Repair Organizations Act.